You hate to answer the telephone because you know it’s a creditor. Your mailbox is filled with threating collection letters and final notices. The stress you and your family feel over unmanageable debt is overwhelming and you wake up every day wondering if life will every get back to normal. Right now, it may be impossible to imagine yourself without debt since debt is all that you have known for years and escaping your money problems may only seem like a dream. Attorney Robert H. Pflueger, at Orlando Bankruptcy Law, wants you to know that a world without financial crisis is possible. Along with his professional team, Attorney Robert Pflueger considers your situation his personal responsibility and he promises to show you a way to eliminate your overwhelming debt. He knows that each situation is unique and that there are many solutions available and he will find one that will work for your particular circumstance.

If your debts are manageable, the solution may be to have your debts lowered to a more realistic payment plan. At Orlando Bankruptcy Law, we can help you find the right type of debt elimination because we have vast experience with negotiating with creditors in lowering your payments.

If you have accumulated too much financial debt, we can help you with a bankruptcy plan that will eliminate your current debt. Filing bankruptcy is an important legal right that eliminates debt and stops collections. The Constitution of the United States, Article I, Section 8, Clause 4, provides Congress with the power to establish uniform laws on the subject of Bankruptcies throughout the United States. Because debtors could be imprisoned during colonial times, that provision was included by our Founding Fathers in reaction to the “debtor’s prisons.” Since the year 1800, this country has had formal bankruptcy laws for the benefit of its citizens and our current bankruptcy code was adopted in 1978. Substantial revision has taken place since then however as new legislation took effect October 17, 2005.

There are two main ways to file personal bankruptcy under the United States Bankruptcy Code: Chapter 7 and Chapter 13 bankruptcy. Chapter 7 and Chapter 13 are designed to erase debt and stop foreclosure and other collections so use your legal right and let the law work for you. To find out which type of bankruptcy will help you, we encourage you to contact Orlando Bankruptcy Law. Robert Pflueger knows that life is filled with choices but being a prisoner to mounting debt does not have to be one of them. He is available to help you make the right decisions when it comes to your financial status and this will allow you the freedom to focus once again on the more important things in life.

At Orlando Bankruptcy Law, we promise to take the time to educate you on the process of debt relief and what your life will be like after bankruptcy. Robert Pflueger’s goal is to help you rebuild your credit by showing you that you can make timely payments to credit cards, car loans, and mortgages. To achieve a good credit rating after bankruptcy, you must take carefully calculated steps and with the help of Robert Pflueger, who has over 30 years experience dealing solely with bankruptcy, you will make the right choices.

When overloaded with debt and harassed by creditors, figuring out what to do can be overwhelming and Orlando Bankruptcy Law will provide you the support you need to relieve your burden of uncertainty. Attorney Robert Pflueger will direct and guide you through the entire bankruptcy procedure with an individualized plan tailored to your specific situation so if you need help with your financial situation, please call today.