At Orlando Bankruptcy, Attorney Robert H Pflueger understands the hardships you and your family are going through when you have to deal with the uncertain future a foreclosure brings. Millions of Americans are facing foreclosure in today’s economy and the people being hurt the most are individual homeowners who are in danger of losing their homes. The entire mortgage industry is in turmoil and in 2010 more than half of the foreclosure activity in the United States came out of five states including Florida, which has one of the highest foreclosure rates in the country. Most people threatened with foreclosure are overwhelmed and feel totally helpless. Today, there is a range of opportunities available that were not offered a few years ago yet most homeowners do not know where to turn or how to halt the devastating process. The first thing you must do is something. Robert H Pflueger believes that walking away from your home, otherwise known as a “Strategic Default,” is not always the best way to handle a mortgage foreclosure due in part to deficiency judgment and credit ramifications. As with anything, timing and knowing the right information is key and acting quickly will make the difference between keeping your home or losing it.
Foreclosures are almost always the result of default on payments. A home mortgage foreclosure is the legal process through which your mortgage lender moves to take your home away from you, selling it to satisfy your unpaid mortgage. The mortgage holder can initiate foreclosure anytime after a default on the mortgage. Within the United States, there are several types of foreclosures but two are widely used.
When it comes to foreclosure law, Robert H Pflueger understands the intricacies of refinancing, payment forgiveness, and loan modification. He has the professional skills necessary to bring leverage to your situation and defend your bank foreclosure in a manner customized to your unique situation. He has over 30 years experience in dealing with predatory loan practices and he will work aggressively with your lender and their counsel. If negotiations are not possible, stopping foreclosure is his number one priority but recovering and making sure it never happens again is important as well. He knows that the system of law in the United States left unchecked sometimes favors the interests of the lender over the borrower so he feels an obligation to ensure you receive equal protection under the law. In many instances, the paperwork filed by the Bank or its lawyer is incorrect, fraudulent, or otherwise defective. Those defects will allow an experienced foreclosure attorney such as Robert H Pflueger to help you even after the bank has obtained a judgment or a foreclosure sale is about to or has already occurred. In this situation, just the filing of faulty documents is enough to set aside a judgment and/or foreclosure so no matter what situation you find yourself in, do not give up.
If you are one of the many Florida homeowners struggling to make mortgage payments or you have already missed paying some, the best thing to do is consider the options available to you right away. The longer you wait, the less options you have as lenders typically prefer to work with people who are current on their payments. Even with little money, saving your home may be much easier than you think. With the current mortgage crisis, many banks and mortgage companies are overextended and they do not want to foreclose on your property. By allowing Robert H Pflueger to take immediate action, the chance of saving your home is a realistic possibility. Do not waste another day worrying about your future. Call Orlando Bankruptcy today and set up a consultation and Robert H Pflueger will give you peace of mind by defending your interests. A specialized and experienced attorney devoting his entire practice to bankruptcy law, if there is a way to stop your foreclosure and keep your home he will find it.