Debt Consolidation Loans: Worth the Risks? You’ve seen the advertisements on late-night TV, heard them on the radio, and even seen them pop up on your Facebook page: companies offering debt consolidation loans that are “guaranteed” to lower your monthly payments and eliminate your debt quickly and easily.  If you

You’ve seen the advertisements on late-night TV, heard them on the radio, and even seen them pop up on your Facebook page: companies offering debt consolidation loans that are “guaranteed” to lower your monthly payments and eliminate your debt quickly and easily. If you are facing what seems like an

Several Signs Debt Is Taking Over Your Life Debt is a double edged sword. There is the debt that you may need to incur to get ahead, and there is the debt you may incur that can really set you back. You may seek out debt in the form of

The United States is the world’s only developed country not to offer universal health care. No matter what the school of thought is on a solution, most people can agree that the health care system in America is broken. Your family may include one of the 70 million people in

Many people thinking of filing for Bankruptcy have questions about how their life will look after their debts are discharged. Even after the bankruptcy is finished, it will be visible to creditors for ten years after the end of proceedings. Before filing for bankruptcy, it is important to have a

When filing for bankruptcy, the goal is to release the debtor from personal liability for certain specified types of debts.  This means that legally you will no longer be required to pay for certain debts and you will receive a bankruptcy discharge.  The discharge comes at the conclusion of your